FACT FOCUS: Trump says illegal immigration increased car insurance premiums. Experts say otherwise (opens original article in a new tab)

President Trump falsely claimed his immigration policies reduced car insurance premiums, attributing a prior increase to illegal immigration under Biden, but experts say the pandemic and other factors were the main causes.

• Trump claimed his immigration policies caused a drop in car insurance premiums, blaming illegal immigration under Biden for a prior increase
• Experts stated that the increase in premiums was primarily due to the COVID-19 pandemic, not illegal immigration
• Factors like pandemic-related riskier driving and supply chain issues contributed to higher premiums, with rates decreasing as conditions improved
• A study found a link between illegal immigration and higher premiums only in states where undocumented individuals cannot get driver's licenses