Liberals are scaring first-home buyers with warnings of negative equity – but experts believe there’s little to worry about (opens original article in a new tab)

Fears of negative equity for first-home buyers in Sydney and Melbourne are largely unfounded as falling prices are concentrated in the top end of the market, with experts suggesting most buyers are in more affordable segments.

• Fears of negative equity for first-home buyers in Sydney and Melbourne are concentrated in the top end of the property market.
• New data shows falling prices are mainly in expensive areas, with lower-end properties showing more stability.
• Experts downplay the risk of widespread negative equity, noting that most first-home buyers purchase in more affordable segments of the market.