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The Globe and Mailtheglobeandmail.com

Home insurance premiums are rising. So what are Canadians getting in return? (opens original article in a new tab)

TL;DR

Home insurance premiums in Ontario have risen significantly, with 45% increase between 2019 and 2025 and 6.2% year-over-year in 2026, driven by factors like sewer issues, weather damage, and higher repair costs, while complaints about insurance providers have also increased.

  • Home insurance premiums in Ontario rose 45% between 2019 and 2025
  • Premiums increased 6.2% year-over-year in 2026 due to sewer issues, wind/hail damage, and rising repair costs
  • Complaints about property insurance providers rose 50% between 2023 and 2024

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